Health Insurance
CEU requires that all enrolled students have adequate health insurance for the duration of their enrollment and residence in Hungary. Failure to fulfill the requirements may result in the termination of enrollment.
CEU provides access to a Health Insurance Plan through Generali-Providencia Insurance Company. All international students with CEU financial aid (full or partial CEU fellowship, full or partial tuition waiver package) will receive this Plan (students from EU and EEA member states see more information below). Students who do not receive financial aid have the option to purchase this Plan or an individual plan from another provider. Hungarian students are eligible for health care provided by the Hungarian State (TAJ).
Students who do not intend to use the CEU Plan provided by Generali Providencia must submit, immediately upon arrival, evidence of membership in an alternative insurance plan that covers medical services in Hungary. In case students bring their own alternative insurance, it must comply with the minimum standards of the CEU Health Insurance Plan.
| Hungarian citizens | International Students (from non-EU/EEA member states) | EU and EEA member citizens |
|---|---|---|
Hungarian students are eligible for the Hungarian State Health Insurance (price: 6390 HUF as of January 1, 2012) provided by the State. - Students in programs accredited in Hungary are eligible for the Hungarian State Health Insurance (TAJ) provided by the State. The costs of the Hungarian Health Insurance for Hungarian citizen students on programs accredited are arranged and paid through the Educational Authority (Oktatasi Hivatal). - Students in programs not accredited in Hungary are eligible for the Hungarian State Health Insurance (TAJ) provided by the State. The monthly costs of the Hungarian Health Insurance for Hungarian citizen students on programs not accredited are arranged and paid locally by CEU. CEU Business School students should turn to the Student Services at CEU Business School. | -Students who receive CEU financial aid are automatically enrolled in Generali Providencia Health Plan. Students will obtain the Health Insurance Cards at the beginning of the academic year at the orientation held by the Student Life Office. -Students who do not receive financial aid still have the option to purchase this Generali Providencia health Plan by individual payment. -Students who do not intend to use the CEU Plan provided by Generali Providencia must submit, immediately upon arrival, evidence of membership in an alternative insurance plan that covers medical services in Hungary. CEU does not cover the costs of alternative plans selected by the students. | -Students in one-year programs and in their 1st year of PhD or two-year programs, will be covered by Generali Providencia Health Plan. -Students who do not intend to use the CEU Plan provided by Generali Providencia must submit, immediately upon arrival, evidence of membership in an alternative insurance plan that covers medical services in Hungary. CEU does not cover the costs of alternative plans selected by the students. -Students who do not receive financial aid from CEU have the option to purchase the Generali Providencia Plan or an individual plan from another provider. In the latter case they must submit a copy of the insurance to the Student Life Office. -2nd year and PhD students who have already been residing in Hungary for longer than 1 year (and have Registry card and Address card) must be enrolled in the Hungarian State Health Insurance System (TAJ). - Students bringing the EHIC (European Health Insurance Card) are covered by their national health system in their home countries and not required to enroll in another health plan. Please submit a copy of your EHIC to the Student Life Office. |
Generali-Providencia Health Plan
The cost of the Health Insurance Plan provided by Generali-Providencia for CEU students is 32,500 HUF for a 5-month period and 13,000 HUF for two months for the summer period (July and August) for Academic Year 2011/2012. Students who wish to purchase this Plan are required to pay on a semester basis at the beginning of each semester (directly by a bank payment through Raiffeisen Bank - form is available at the SLO). There are three periods:
1. September 1, 2011 - January 31, 2012
2. February 1, 2012 - June 30, 2012
3. July 1, 2012 - August 31, 2012
For the first period (from September 1 to January 31), students obtain the Health Insurance Card at the beginning of the academic year at the orientation held by the Student Life Office. To receive the additional Generali Providencia health insurance cards, students must come to the Student Life Office to arrange the necessary paperwork before the beginning of each period.
The Health Insurance Plan is available to all students enrolled for studies at Central European University, for the duration of their enrollment. A full description of the Plan is available here.
What to do if you need medical assistance?
You should visit a specialist at the Medical Center at CEU during consultation hours for examination, prescription of medicines, etc. If necessary, the specialist of the Medical Center at CEU will refer you for further special examinations or hospital care.
The insured will receive medical service covered by the insurer:
- at the CEU Medical Center by presenting his/her valid Health Insurance Card together with the passport,
- or at the designated institutions by presenting the referral of the specialist of the CEU Medical Center.
Reimbursements
Students insured by Generali-Providencia who claim reimbursement of medical treatment and prescriptions must submit an "AFA-s szamla" (VAT invoice) issued in the name of Adenium J. V. Kft., 1013 Budapest, Dobrentei utca 10. All inquiries should be directed to Marta Verebes, Medical Coordinator, located on the first floor of the Nador 15 Building, Room 104.
Office hours: Tuesday 12:00 p.m. - 1:45 p.m. and Thursday 12:00 p.m. - 1:45 p.m. Email: verebes [at] ceu [dot] hu
Accompanying Family Members
International students who plan to bring family members (parents, partners, spouses and children) to Hungary for the duration of their studies need to bear in mind that the Generali-Providencia Health Insurance Plan is not available to family members. In such cases, students are expected to have the appropriate financial resources to cover the cost of any arising medical treatment for their family members while they are residing in Hungary or CEU strongly recommends that they purchase adequate health insurance in their home country for the family members (current experience shows that insurance costs are considerably lower in the home country). A limited number of insurance providers in Hungary offer services for foreign students and for their dependents. The following companies are recommended in such cases:
QBE AA Health Insurance
For accidents and illnesses.
For a minimum of 3 days and a maximum of 365 days.
600 HUF/person/day - within the territory of Hungary,
700 HUF/person/day - within EU countries,
Travel insurance: from 520 HUF/person/day to 960 HUF/person/day - to countries outside the EU.
Address: 14th district, Stefania ut 51.
Phone: (36-1) 460-1400
Opening hours: Mon: 8:00 a.m. – 8:00 p.m., Tue-Wed-Thu: 8:00 a.m. - 4:30 p.m., Fri: 8:00 a.m. - 2:00 p.m.
Europai Utazasi Biztosito Rt. (EUB)
For accidents and illnesses.
For a minimum of 3 days and a maximum of 180 days.
250 HUF or 500 HUF/day, full amount for coverage period should be paid in advance and valid only within the territory of Hungary.
Address: 13th district, Vaci ut 36-38.
Phone: (36-1) 452-3313 / Sales Department
Opening hours: Mon-Thur: 8:00 a.m. – 5:00 p.m., Fri: 8:00 a.m. – 2:30 p.m.
Special Conditions
1. All international students are encouraged to consult the terms and conditions of the Generali-Providencia Health Insurance Plan in advance, with special attention to services provided and exclusions. For instance, treatment related to, or resulting from, illnesses or accidents already known at the commencement of the coverage period, except for those which can be treated within the scope of the basic medical service (i.e., by a specialist of the Medical Center), is not covered by the Generali-Providencia Health Insurance Plan. Students with pre-existing medical conditions are advised to consult specialists in their home country and obtain adequate or additional insurance as necessary.
2. All relevant medical materials (the Medical Questionnaire which are sent to all students who have confirmed acceptance of a place of study) must be completed carefully and submitted to the Medical Center before the registration period. Submitted medical materials are treated as confidential information.
3. Hungarian students are eligible for health care provided by the State (TAJ). They must present their "TAJ" card in order to register the card number in the records of the Medical Center.
Frequently Asked Questions about Medical Data
Who processes my medical data?
The Adenium J. V. Kft. and the Generali Providencia Insurance Company shall handle and process your medical data, the Medical Questionnaire, and all other related documents.
Why do I have to complete the Medical Questionnaire?
First of all, by filling out this questionnaire you ensure that you will be eligible to enroll in the Health Insurance Plan suggested by CEU and provided by Generali Providencia Insurance Company or receive treatment from CEU’s Health Provider at the Medical Center located at CEU (Nador 11 Bldg. Courtyard).
It is important for you to fill it out because the doctors at the Medical Center should know about your previous illnesses, if any, in order that you receive adequate medical treatment. Also, the Generali-Providencia Insurance Company is entitled to know the pre-existing conditions in case they have to reimburse any costs of medical treatment.
Who prepared the Medical Questionnaire?
The "Adenium J. V. Kft." and "Generali-Providencia" Insurance Company prepared the Medical Questionnaire.
Are the medical records accessible by CEU?
No. The medical records and medical data can only be accessed by the Medical Center. They handle the data, collect it, and archive the Medical Questionnaire.
To whom do I have to send my Medical Questionnaire?
You have to send your Medical Questionnaire to the Medical Center. CEU does not process any medical data.
Is the completed Medical Questionnaire a pre-condition for my admission?
No. The Medical Questionnaire is not a pre-condition to be admitted to CEU. You receive this document with the second Admission Package when you are already admitted to CEU.
Why do I have to complete the Medical Questionnaire in my home country?
The Medical Questionnaire should be completed by your General Practitioner (family doctor) in your home country because this shows your medical history throughout your entire life (i.e., allergy, vaccinations, epilepsy, heart problems, etc.) - not only your present health condition. All this is done in your interest so that you receive a proper medical examination and treatment if needed.
